Retirement Planning Shouldn't Be Overwhelming

We're here to help you feel confident in your financial future.

Maximize Your Retirement Journey

We believe the best way to meet your financial and retirement goals is to ensure all your assets are integrated and working together. While that might sound complicated, our Retirement Made S.I.M.P.L.E. process makes it just that — simple. Our process is designed to address six key areas of retirement planning:

S

ocial Security

Prioritize Social Security as the initial step in retirement planning, as it often constitutes one-third of Americans' income. We'll tailor a strategy to maximize your benefits.

I

ncome Planning

In retirement, income planning is crucial for creating your own paycheck. We will design a plan to generate a lifetime income stream.

M

arket Risk

Reducing market exposure is important in retirement because our time horizon is decreasing, therefore you can't be as aggressive as you used to be. We can implement a portfolio to help you reduce those risks.

P

ersonal Taxes

In retirement planning, prioritize tax efficiency. Inadequate consideration of RMDs can significantly impact your taxes. We design plans to alleviate your tax burden.

L

ong-Term Care

Long-term care is better to have and not need than to need and not have. Most retirees face financial challenges within a year of requiring this care. It provides relief for families during this difficult time.

E

state Planning

Together with qualified professionals, we’ll help create a plan that is designed so your hard-earned assets go to your beneficiaries in the most tax-efficient manner.

Explore Your Financial Toolbox

Are you using the right tools and strategies to get you from here to your financial goals? We’ll help you navigate the options.

Retirement Income Strategies

Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Wealth Management

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Annuities

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Investments

Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Asset Preservation Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

Long-Term Care Strategies

For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.

We can also refer you to professionals who provide the following services:

Trusts
Probate
Charitable Giving
Estate Planning
Tax Preparation

Insurance products are offered through the insurance business Asset Preservation Group, LLC. Asset Preservation Group, LLC is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Asset Preservation Group, LLC. are not subject to Investment Advisor requirements.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Asset Preservation Group, LLC is not affiliated with or endorsed by the U.S. Government or any governmental agency.

Shine a Light On Your Retirement Vision

Retirement planning doesn’t have to be complex. Get started today by scheduling a free, no-obligation consultation and start enjoying retirement on your terms.

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